Talk To - call (647) 800-1695
Talk To Kamal - call (647) 800-1695
Canada's housing affordability crisis expected to persist despite rate cuts
Despite recent interest rate cuts, Canada's housing affordability crisis continues to challenge homebuyers. High demand, limited housing supply, and rising construction costs keep prices elevated in m... ...more
MortgageUpdates
March 06, 2025•1 min read
How to Secure the Best Mortgage Rates During Renewal
Tips and strategies for getting the best mortgage rates when renewing your mortgage in Ontario ...more
MortgageUpdates
November 05, 2024•2 min read
30-year mortgage option for first-time homebuyers
As of August 1, 2024, first-time buyers purchasing newly built homes can now qualify for a 30-year mortgage. This change aims to help younger buyers struggling with affordability by giving them five a... ...more
MortgageUpdates
November 03, 2024•2 min read
Mortgage renewal tips
When renewing your mortgage in Ontario, start by comparing current rates from various lenders. Consider your financial goals—fixed or variable rates. Always negotiate for better terms and review pen... ...more
MortgageUpdates
November 02, 2024•3 min read
How Rising Mortgage Rates Affect Homebuyers
Rising mortgage rates increase monthly payments, making homes less affordable. This can deter potential buyers, slow down the housing market, and push some to delay purchasing until rates stabilize. ...more
MortgageUpdates
October 30, 2024•5 min read
Trends in 30-Year Fixed Mortgage Rates
Over recent years, 30-year fixed mortgage rates have seen notable fluctuations due to various economic factors. Post-pandemic recovery efforts led to historically low rates in 2020 and 2021, as centra... ...more
MortgageUpdates
October 30, 2024•4 min read
Kamal Goyal
Mortgage Expert